Portfolio Building & Strategy
Our Investment Strategies
Guided by Faith Driven by Results
Gold & Silver Bullion
We invest in physical gold and silver bullion as a means of preserving wealth and providing a hedge against inflation and depreciating paper currencies. Precious metals are real, tangible and posses intrinsic value making them the pinnacle of halal money in Islam.
Real Estate Investment Trusts (REITs)
Our portfolio includes REITs, which offer exposure to the real estate market without the complexities of direct property ownership. This strategy provides steady income through rental yields and potential capital appreciation in diversified sectors and jurisdictions.
Stocks and ETFs
We select stocks and ETFs that comply with Islamic principles, avoiding industries such as alcohol, gambling, and weapons production. Our equity investments are diversified across sectors like natural resource such as energy, commodities and mining.
Income Generating Investments (Sukuks)
We include Sukuks in our strategy, which are Shariah-compliant investments offering a stable, fixed income for a specified duration of time. These investments fund projects that do not involve riba (interest) or unethical practices and function as a partnership with shared risk.
Commodities Trading
We engage in commodities trading, focusing on tangible assets such as metals, energy, and agricultural products. This approach allows us to diversify our portfolio and capitalize on the inherent value of real goods, offering a hedge against market volatility and inflation.
Taqwa & Sabr
Beyond the financial aspects, the importance of Taqwa (God-consciousness) and Sabr (patience) in our investment approach cannot be overlooked. True success comes from Allah, and one's risq (sustenance) is already decreed. Therefore, one must have trust in Allah’s plan.